Convert XRP to dollars. In minutes.

Convert your XRP (XRP) to multiple fiat currencies via Venmo, Cash App, or PayPal — fully decentralized and peer to peer.

• Full self custody — You control your assets at every step.
• Peer to peer — No KYC required.
• Gas sponsored — We cover network fees so you don't have to.

How it works

One conversion layer across fragmented chains.

Instead of stitching together chain-specific off-ramps, ToFi.at presents one front door and one predictable dollar outcome.

• Deposit anything — Accept major assets from multiple chains without fragmenting the user flow.
• Route liquidity — Smart routing selects the best conversion path and settlement rail behind the scenes.
• Land in dollars — Deliver predictable dollar payouts with settlement, reconciliation, and reporting built in.

Sell XRP on apps you already use.

Receive funds directly to the payment app of your choice — in your local currency.

• Venmo — Sell your XRP for USD on Venmo.
• Cash App — Sell your XRP for USD on Cash App.
• PayPal — Sell your XRP for USD, EUR, GBP, SGD, AUD, NZD, or CAD on PayPal.
• Zelle — Sell your XRP for USD on Zelle.
• Wise — Sell your XRP for USD, EUR, GBP, CAD, SGD, AUD, NZD, CHF, MXN, or PHP on Wise.
• Chime — Sell your XRP for USD on Chime.
• Monzo — Sell your XRP for GBP on Monzo.
• Mercado Pago — Sell your XRP for ARS on Mercado Pago.
• N26 — Sell your XRP for EUR on N26.
• Luxon — Sell your XRP for USD, EUR, or GBP on Luxon.
• Revolut — Sell your XRP for EUR or GBP on Revolut.

Supported crypto assets

• Bitcoin (BTC)
• Ethereum (ETH)
• Solana (SOL)
• Avalanche (AVAX)
• Dogecoin (DOGE)
• Litecoin (LTC)
• Bitcoin Cash (BCH)
• Sui (SUI)
• Tron (TRX)
• XRP (XRP)
• Zcash (ZEC)
• Dash (DASH)